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MCU
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All members

Save as you Borrow

Build savings while you clear the loan. One payment, two outcomes.

Best for: Members who want to come out the other side with something saved.

Why members choose this loan

  • A portion of every repayment goes into your share account

  • Lower rate than our Basic Loan

  • Finish the loan with a savings buffer, not an empty account

What to expect

Pay the loan off early whenever you like — there is no early-repayment charge.

  • 01Apply online with your Member Number, or in person on Peel Road.
  • 02We share a pre-contract credit disclosure with your monthly repayment, total cost of credit, and the representative APR.
  • 03You confirm, and we pay the funds into your bank account.