All loans
Members borrowing up to their share balance
Premier Loan
Our lowest rate. Keep your savings invested, borrow against them.
Best for: When dividends on your savings outpace the cost of borrowing.
Why members choose this loan
Borrow up to 100% of the shares you hold
Keep accruing the annual dividend on your savings
Among the cheapest credit on the Island
What to expect
Pay the loan off early whenever you like — there is no early-repayment charge.
- 01Apply online with your Member Number, or in person on Peel Road.
- 02We share a pre-contract credit disclosure with your monthly repayment, total cost of credit, and the representative APR.
- 03You confirm, and we pay the funds into your bank account.